Our Vision

To serve as a B2B network that extends the wealth and financial stability of businesses or organizations owned by women or minorities and those who support them.

Our mission

Success is at the core of our existence. Our business models integrate the future of technology, marketing, financial and education. NBC extends our wealth of knowledge and skills to a community of brothers and sisters.

Our Purpose

Reclaim the wealth of contribution built on the backs of women and people of color.

Our story

Entrepreneurship is nothing new to the Black community. Booker T. Washington believed that solutions to the problem of racial discrimination were primarily economic and that African American entrepreneurship was vital. Thus, he founded the league to further the economic development of African American businesses in order to achieve social equality in American society.  Members in the league included small business owners, farmers, doctors, lawyers, craftsmen, and other professionals. The league maintained directories for all major US cities and incorporated African American contacts in numerous businesses.  

While African Americans make up just 14% of the population, we are responsible for some $1.2 trillion in purchases annually. Further, consumers of color are showing an out-sized influence in several key consumer categories, and are increasingly demanding that businesses do and be better.

According to a Nielsen study, “Black buying power continues to increase, rising from its current $1 trillion level to a forecast of $1.3 trillion by 2017. Black buying power has seen an 86 percent increase since 2000 and accounts for 8.7 percent of the nation’s total. The growth in black buying power stems in part from an increase in the number of black-owned businesses as well as from an uptick in education among the African-American population, which leads to higher incomes. Despite historically high unemployment rates, Blacks have shown resiliency in their ability to persevere as consumers.”

 Budgeting, investment, taxes, and banking are taboo because there is a distrust of associating money unless it is in our wallets or purse. Networking Business Credit embraces the philosophy and business practices of Booker T. Washington. It is our goal to build an interdependent network of businesses and organizations owned by minorities and women. Within the network, we will emerge business and credit. These business practices will and must be taught to younger generations. 

On March 11, 2021, President Joe Biden signed The American Rescue Plan Act of 2021. The $1.9 trillion plan is designed, in part, to help families impacted by the Covid-19 pandemic. According to a study at the University of Georgia, African American buying power surpassed $1trillion in 2016 and is projected to reach $1.5 trillion in 2021.

The harsh reality came to the surface that many businesses owned by women or minorities, especially African Americans, do not have a relationship with banks. As a result, businesses suffered, closed, and continue to struggle to reopen. Although business loans are becoming available to minority-owned businesses many of the traditional financial institutions are not willing to assist because of insufficient credit.

NBC offers a three-prong solution:

  1. After the completion of an online application, they become members of our Business-to-Business Network.
  1. Small Business is Big Business is the pulse of the B2B Network. What makes us unique is that we report the business transactions of the B2B Network to the business credit bureaus. This new leverage of power is one step in preparing our businesses for the instability of an economic structure that primarily benefited large corporations.
  1. NBC’s ultimate goal is to reach a global B2B audience in multiple languages, cultures, and currencies including Bitcoin. Our greatest tool is an extensive library of courses and workshops that we continue to develop for startups to businesses that have relied upon personal credit for decades. As we cast our net, the courses will be translated into spoken languages and ASL.

Our Status

NBC is at its proposal state. We are seeking investors, professionals and leaders who are willing to contribute to our vision to serve as an important business that will create strides in and around our communities.

Imani is a member of Networking Business Credit. During a casual NBC event, she is one of the featured guests. During her ten minute pitch, she tells of an upcoming expansion of her boutique retail business.

Damon, also a member of NBC, introduces himself as a general contractor to arrange a meeting with Imani. During his meeting with Imani, Damon realizes that he will need  plumbers, electricians, HVAC, interior decorators and painters.

Two weeks later, Damon and Imani sign a contract to secure his services. When Imani makes her first payment to Damon, NBC will report that transaction, to the business credit bureaus.

Damon subcontracts with interior decorators and engineers in the network. When Damon pays his subcontractors, NBC will report those transactions.  Get the picture?

A NETWORKING  event initiated BUSINESS transactions that  NBC can report to the CREDIT bureaus.

Remember

When Sisters Meet

They Sho’ Nuff Matter

Did you know?

All human brains start as female brains until the male brain is flooded with testosterone. But there they part paths. Men think in a linear fashion; women are circuitous and programmed to collect information. A woman’s brain has four times as many connections between the left and right hemispheres as a man’s. All of those signals hurtle down the superhighway into her right brain – the home of emotional memory, intuition, and experience. A woman not only reads – she attaches feelings to what she’s reading. A woman’s heart is in her brain – tell her a story that is filled with emotion, and explain why your brand is relevant to her.

If African Americans alone were a country, they would be the 15th largest economy in the world, with AA Women controlling the lion’s share of it. This is a very important thing for consumer goods and media companies to get a handle on as this proves the need for more multicultural strategies. Another thing seen in this report was that shows depicting a diverse cast were the most successful ones amongst all shows on television. Shows such as “This Is Us” and “Blackish” are enjoyed and watched across all ethnic lines, which can only mean having a more diverse cast equals strengthening of viewership.

Online Purchases

  • 78% of women in the US use the Internet before making a purchase
  • Women account for 58% of all total online spending
  • 33% research products and services online before buying offline

Black Women

The digital sphere saw huge domination from Black women with the expansion of such movements as "Black Twitter." The report analyzed data that saw that women of color, particularly Black women, had the most economic control, with spending power being in the trillions.

Women's Earnings

  • Women influenced $90 billion of consumer electronic purchases in 2017
  • The average American woman is expected to earn more than the average American male by 2028
  • Women account for $7 trillion in consumer and business spending in the United States

AAPI Women

Asian women who don’t see themselves represented look at outlets such as YouTube to see those like them as influencers in industries such as beauty and fashion. Asian women seek inspiration from Korean and Chinese beauty trends in big-box retailers, with major brands tapping these women who are viewing YouTube videos for advice on how to better suit their purchasing needs. US-born Asian women were most interested in products catered specifically to them.

What Women Buy

Women make or influence 85% of all purchasing decisions, and purchase over 50% of traditional male products, including automobiles, home improvement products, and consumer electronics.

Latina Women

With Latina women graduating at higher rates and entering the workforce in large numbers, their multi-generational influence gives more insight into how they are spending their money. The study showed that Latina women saw themselves as 100% American and at the same time 100% Latina. Though they are modern and adapt to trends they see in the country, they are keen on keeping the tradition intact.

Remember

When Sisters Meet

They Sho’ Nuff Matter

Did you know?

All human brains start as female brains until the male brain is flooded with testosterone. But there they part paths. Men think in a linear fashion; women are circuitous and programmed to collect information. A woman’s brain has four times as many connections between the left and right hemispheres as a man’s. All of those signals hurtle down the superhighway into her right brain – the home of emotional memory, intuition, and experience. A woman not only reads – she attaches feelings to what she’s reading. A woman’s heart is in her brain – tell her a story that is filled with emotion, and explain why your brand is relevant to her.

If African Americans alone were a country, they would be the 15th largest economy in the world, with AA Women controlling the lion’s share of it. This is a very important thing for consumer goods and media companies to get a handle on as this proves the need for more multicultural strategies. Another thing seen in this report was that shows depicting a diverse cast were the most successful ones amongst all shows on television. Shows such as “This Is Us” and “Blackish” are enjoyed and watched across all ethnic lines, which can only mean having a more diverse cast equals strengthening of viewership.

Online Purchases

  • 78% of women in the US use the Internet before making a purchase
  • Women account for 58% of all total online spending
  • 33% research products and services online before buying offline

Black Women

The digital sphere saw huge domination from Black women with the expansion of such movements as "Black Twitter." The report analyzed data that saw that women of color, particularly Black women, had the most economic control, with spending power being in the trillions.

Women's Earnings

  • Women influenced $90 billion of consumer electronic purchases in 2017
  • The average American woman is expected to earn more than the average American male by 2028
  • Women account for $7 trillion in consumer and business spending in the United States

AAPI Women

Asian women who don’t see themselves represented look at outlets such as YouTube to see those like them as influencers in industries such as beauty and fashion. Asian women seek inspiration from Korean and Chinese beauty trends in big-box retailers, with major brands tapping these women who are viewing YouTube videos for advice on how to better suit their purchasing needs. US-born Asian women were most interested in products catered specifically to them.

What Women Buy

Women make or influence 85% of all purchasing decisions, and purchase over 50% of traditional male products, including automobiles, home improvement products, and consumer electronics.

Latina Women

With Latina women graduating at higher rates and entering the workforce in large numbers, their multi-generational influence gives more insight into how they are spending their money. The study showed that Latina women saw themselves as 100% American and at the same time 100% Latina. Though they are modern and adapt to trends they see in the country, they are keen on keeping the tradition intact.

Our Brotherly Walk

Business.

Our Brotherly Walk

Success.

Our Brotherly Walk

Commitment.

When you learn something from people, or from a culture, you accept it as a gift, and it is your lifelong commitment to preserve it and build on.
Andrew Yang

Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday.

Wilma Rudolph

If we accept and acquiesce in the face of discrimination, we accept the responsibility ourselves and allow those responsible to salve their conscience by believing that they have our acceptance and concurrence. We should, therefore, protest openly everything… that smacks of discrimination or slander.

Vernon Jordan

masculinity

The topic of masculinity, what it is and how it is expressed in both immediate and popular culture, is one that always seems to be spurred on or perhaps made more visible by conversations which happen on social media, usually centering around how men showing each other affection seems to be taboo.

Intimacy

What little intimacy we do allow is then filtered through a homoantagonistic lens, replete with phrases like “no homo” and other declarations of our straightness. There is a problem with the ways in which masculinity is practiced by and around cis-het men, and we need to expand the ways in which we conceptualize and practice this masculinity.

Spiritual Strength

Spirituality means something different to everyone, but is often thought of as our relationship with our creator or that which is larger than us. Though spirituality is something that extends beyond religious involvement, it is often most supported and cultivated in our society within traditional religious spaces, like churches or mosques.

If there is no struggle, there is no progress. Those who profess to favor freedom, and deprecate agitation, are men who want crops without plowing up the ground, they want rain without thunder and lightning.

Frederick Douglass

Grown men can learn from very little children for the hearts of the little children are pure. Therefore, the Great Spirit may show to them many things which older people miss.

Black Elk, Oglala Lakota

I’m hungry for knowledge. The whole thing is to learn every day, to get brighter and brighter. That’s what this world is about. You look at someone like Gandhi, and he glowed. Martin Luther King glowed. Muhammad Ali glows. I think that’s from being bright all the time, and trying to be brighter.

Jay-Z

step 1

Application

Each business or organization must complete an online application. The online application will serve as a database to determine the needs of potential clients. We will collect a bare amount minimum amount of information. Based on the answers provided, the marketing team will make contact.

  • Name, Email, Phone, Zip Code
  • Website address
  • Citizenship
  • Individual, Business or Organization
  • Type of Business/Organization
  • What is the best time to reach you?
  • Networking, Business, Credit
  • Referral
  • Preferred method of contact

step 2

Assessment

While completing the application, we request the applicant to choose 1 to 3 areas in which they are interested: Networking, Business and/or Credit.

Our marketing team will make contact based on the answers. Although business credit is currently the core of our focus, we want to make the best of our resources.

Networking involves making contact with people during social and virtual meetings. It will also encompass education, workshops, conventions, and travel.

Business operations focus on how to start a business, entrepreneurship, marketing, advertising, and an established business or organization. Under this umbrella, we will teach and share about means of wealth such as investment, banking, finance, and real estate.

Credit is the core topic that will address personal and business credit. We will teach and emphasize how to work with credit bureaus, Better Business Bureau, financial portfolio, and taxes.

 

step 3

Achievement

As part of our  continuing education, we will offer classes, workshops and seminars taught by professionals. We call it “Achievement for Us, By Us”.  The individuals  or groups may receive a certificate of completion that will include the brand of Networking Business Credit.

There is no limit to the type of certification that a person may receive. The beauty of this concept is for members to enter a marriage in what they love to do while building the community. This will be helpful whether  a person or group is interested in networking, business or credit. For example, we may extend classes on Financing, CPR, Dance,  Holistic Health, Information Technology,  Self-Defense, Cooking, etc.

Many of the classes will be taught by members of the network. As the network expands, we will  invite guests to teach.

 

the budget

Proposed Budget

The proposed budget will provide a solid foundation to establish the basics of the business as the revenue for services expand. NBC will generate revenue through online membership, advertising, multimedia  presentations, and seminars.  With the use of modern technology, we will be able to reach an international audience to bring multiple streams of income for members.

Equipment
$10,000-$125,000
Incorporation Fees
Under $300
Office Space
$100-$1,000 per employee per month
Inventory
17-25% of total budget
Marketing
0-10% of total budget
Website
About $25 per month
Office Furniture and Supplies
10% of total budget
Utilities
About $2 per square foot of total office space
Payroll
25-50% of total budget
Professional Consultants
$1,000-$5,000 per year
Insurance
An average of $1,200 per year
Taxes
Variable
Travel
Variable
Shipping
Variable

Release Schedules

  • Days 1-15 Gather documents
  • Days 12-20 Complete deliverables
  • Days 18- 20 Initial Draft
  • Days 20 – 30 Final Draft
  • Days 30 – 35 assign design teams

Domains

  • Domains and subdomains
  • Test across multiple domains
  • Test across multiple operating systems
  • Meet standards for various device types
  • Social Media Content

Technology Platforms

  • WordPress Content Management
  • HTML, CSS, JavaScript, PHP, SQL
  • Mobile  App Development
  • Video  and Audio
  • Intranet and Internet

Technical Team

  • Security and firewall
  • Website developers and designers
  • Database management and analytics
  • Linux server administrator
  • Hardware and servers

Contact Us

Networking Business Credit endorses diversity, supports equal rights, and does not advocate, support, or practice discrimination based on race, religion, age, national origin, language, sex, sexual orientation, or mental or physical handicap, whether covered by applicable legislation or not, except where affirmative action may be required to redress individual or social handicaps of people from disadvantaged groups.

success@networkingbusinesscredit.com

(773) 717-4963

2631 Gracewood Ave, Cincinnati, OH 45239

M-F: 8am-5pm, S-S: Closed

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