Helping to Connect

Networking Business Credit

  • OUR VISION: To serve as a B2B network that extends the wealth and financial stability of businesses or organizations owned by women or minorities and those who support them.
  • OUR MISSION: Success is at the core of our existence. Our business models integrate the future of technology, marketing, finance, and education. NBC extends our wealth of knowledge and skills to a community of brothers and sisters.
  • OUR PURPOSE: Reclaim the wealth of contribution built on the backs of women, people of color, and marginalized in the United States.

Why Must you use it?

The biggest consumers in America are people of color and women. The worldwide pandemic of 2020 did not slow down the consumerism of these two groups. Handheld devices such as smartphones and tablets saturate the African American community as the primary source of communication. Although many women were forced to remain in the home, the same devices served as a great escape that also played a part in shopping online.

Large corporations such as Google, Facebook, Amazon, Alphabet, and Netflix took complete advantage of these demographic groups in their use of ads and the choice of brands. Convenience is the common denominator that increased revenue. Yet, these same groups do not receive the same type of rewards as the corporations.


How it works

Computer software and applications rely upon input and output.  Algorithms, often designed and moderated by white males, play a part in how the corporations choose to spend their dollars on advertising and marketing.

NBC intends to turn the use of algorithms upside down. Personal credit is very important when banks and other financial institutions make decisions. Business credit and personal credit run along the same track for a short while. When they split NBC steps in to make sure that the information that is reported to Dun & Bradstreet, Equifax, and Experian are monitored and reported accurately. The greatest challenge that NBC addresses are simply reporting. The credit bureaus do not know that the transactions are taking place, because they are not being reported.

The best part is that you do not have to stop doing what they love to do!


A few facts

  • Female adults who use the internet in 2021 93% 93%
  • Hispanic use of the internet in 2021 95% 95%
  • African American use of the internet in 2021 91% 91%


A Great Fit

Complete An  Application

Each business or organization must complete an application to confirm that they are legitimate. Because we maintain confidential information, we serve as a safe haven as we build our database of customers. We do not share your information without your consent. This is to protect you and our mission as a business that promotes truthfulness and diversity.

How can you use it?

After the completion of our online application, you become a member of our Business to Business Network.

What makes us unique is that we report the business transactions of the B2B Network to the business credit bureaus. The new leverage of power is one step in preparing businesses for the instability of an economic structure that primarily benefits large corporations.

The biggest challenge is awareness of business credit. This is where NBC steps in. We make sure you are credit-ready. 

How it works

  1. A client within the B2B Network contacts you to perform a service or provide goods
  2. Provide the services or goods within your contractural agreement
  3. The client provides you a receipt
  4. Submit the paid receipt to NBC
  5. NBC submits the paid transaction to the business credit bureaus
  6. Your business credit score goes up
  7. Your business is in a better position to build or improve your banking relationship



A few facts

  • Small businesses use personal credit 46% 46%
  • do not know business credit score 72% 72%
  • do not know how to interpret business credit score 82% 82%


The Key to Business

Anticipate Follow-Up

After the completion of the application, we will let you know if your business or organization is a good fit for Networking Business Credit. It is very important to answer each question as truthfully as possible. We are here to help you with all of the services that we offer. You will receive a scheduled follow-up to find out what works best for you. 

When will you use it?

NBC targets businesses owned by minorities or women because they encompass most of the decision-making consumers in the United States. On March 11, 2021, President Joe Biden signed The American Rescue Plan Act of 2021. The $1.9 trillion plan is designed, in part, to help families impacted by the Covid-19 pandemic. According to a study at the University of Georgia, African American buying power surpassed $1trillion in 2016 and is projected to reach $1.5 trillion in 2021.

 The harsh reality came to the surface that many businesses owned by women or minorities, especially African Americans, do not have a relationship with banks. As a result, businesses suffered, closed, and continue to struggle to reopen. Although business loans are becoming available to minority-owned businesses many of the traditional financial institutions are not willing to assist because of insufficient credit.


29% of small businesses fail because they run out of capital.

First, consider why small business lending exists in the first place. Though many small businesses seek capital to finance exciting opportunities, still others apply for small business loans to bridge financial gaps. 

In fact, running out of capital is the second most common reason that small businesses fail. 29% of small businesses that fail do so for this reason. 

Almost half (42%) fail because there’s no market need for their products or services, which can also translate into a capital shortage.

Other reasons for failure include:

  • 23% failed because they didn’t have the right team
  • 19% were outcompeted.
  • 18% failed because of pricing and cost issues.
  • 17% failed because of a poor product offering. [1]


  • Have outstanding debt 70% 70%
  • financial needs are met 48% 48%
  • approval rate for merchant cash advances 85% 85%


you have specific needs

Join the Appropriate Team

Each business organization has specific needs. A startup business may need more guidance than a business or organization that has functioned for ten or more years. We assign your business or organization to the appropriate team to make sure you are business credit ready. When you are a member of the network, you will have access to all of the benefits. Below, you will see a list of the services that we offer.


let’s do business together

Join the Network

After we have confirmed that you are credit ready, we add your business or organization to the network. You will have access to all of the businesses or organizations in the network in order to establish or continue to build your business credit. With confidence, you will know that you are doing business with members of your community and those who support you.


Website Services

Website Design

Our unique website designs cover services, e-commerce,  businesses, arts, and organizations

Website Hosting

Website hosting is similar to the neighborhood or zip code of your business. 

Search Engine Optimization

We help visitors to find information about your business or organization on the internet.

Mobile Application

We will develop a mobile app for your business that extends beyond your website.

Marketing Services

Graphic Design

Our team of graphic designers establishes or maintains your brand to fit you.

Video Marketing

Video is the number one means of communication to many audiences.

E-Mail Marketing

The use of personalized emails to determine the pulse and trends of your market.

Phone Services

Our phone service is a tool to track the marketing and branding of your company or organization.

SMS Marketing

Send text messages to customers or potential customers to enhance your brand.

Audio and Music

We provide professional music tracks for your videos, websites, and commercials.

Virtual Meeting

We provide an alternative to Zoom or MS Teams Meetings at a much more affordable cost.


We provide training for startups, entrepreneurs, and established business owners at your own pace. 

Financial Services

Financial Coaching

We provide financial coaching for your business to maintain the proper credit reporting and tax returns.

Business Credit Cards

We work with business credit cards that will report your transactions to the business credit bureau. 

Business Plan

We can help you with writing a business plan that you may submit to any professional institution. 

Banking Relationships

We emphasize the importance of banking relationships.

Accept Payments

We train you how to accept payments digitally based on your type of business to maintain your tax records.

Legal Assistance

We have a group of individuals who may help you with the legal rights

Automated Services

Tailored Forms

The brains of any database used to gather information to maintain your brand.

Automated Calendar

Automatically book leads and coordinates meetings within your business or organization.

Automated Flows

We establish and/or integrate tools so you may continue to do what you enjoying to do.

Data Protection

We secure your data on our server. Each night we perform a routine back up.

Customer Relations Management

We design follow-up and alerts that help you to stay ahead of your competition.

Sales and Tasks

Track the progress of leads and sales in real-time based on a set of criteria.