A person who does not manage their personal credit well is often more likely to poorly manage their business credit as well. While this is not a strict rule, there are several reasons why poor personal credit management may lead to difficulties in managing business credit. *There are individuals who may manage business credit more carefully than their personal credit, especially if they are aware of the distinct financial responsibilities each requires. In some cases, an individual may view their business as a higher priority and treat it with greater care. However, this is generally the exception rather than the rule.